Loan Rescue Lab
by Incite Strategies

Loan Rescue Lab, powered by Incite Strategies.

Denied for financing, or getting a client ready for a big approval? We diagnose what’s holding them back and build the plan to get them there. You stay the hero.

🎁 Every FAMP sign-up is entered to win
Beats Solo 4 headphones
Beats Solo 4 headphones
Echo Show 5
Echo Show 5
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Incite Strategies, by the numbers
17+ years in credit and compliance
Thousands of consumers and professionals served
36,493 credit items deleted
$11M+ saved for clients over 4 years
5.0 ★ Google rating
Results vary by individual. We do not guarantee specific outcomes or credit-score increases.
Not every borrower needs credit repair. But every borrower deserves the right strategy.
Don't guess. The right strategy before submitting to underwriting can save weeks of delays or denials and help the loan get to the finish line.
Lab courses Free branch-training courses that teach the fix for every credit obstacle. Open it, free account → Submit your toughest credit scenario Get an instant Rescue Plan and a case number in minutes. Open it, free account → Track clients & cases See status on every client you send us, all in one place. Open it, free account →
Loan Rescue Lab members get:
  • Priority case review
  • Strategy session
  • Branch training resources
  • Guided onboarding
Inside the Lab 5 courses waiting
The Loan Officer's Credit Resource Guide
Helping more borrowers become mortgage ready.
For referral partners: understand common credit obstacles, mortgage readiness, and how Deal Rescue turns a "not yet" into a path to qualification.
  • The Borrower Who Is Close But Not Quite Ready
  • The Biggest Mortgage Credit Myth
  • Why A Lower Score Doesn't Always Mean A Harder Case
  • Not Every Borrower Needs Credit Repair
  • Collections & Charge Offs: What To Know
  • Utilization: One Of The Largest Opportunities
  • The Borrowers Who Improve The Fastest
  • Why Official Credit Reports Matter
  • The Mortgage Readiness Timeline
  • The Question We Ask First
  • Deal Rescue For Loan Officers
The Mortgage Credit Handbook
Volume 1: Mortgage Credit Fundamentals. The Loan Rescue Lab partner playbook.
Nine field-ready plays from the Loan Rescue Lab: recognize opportunities, avoid costly borrower mistakes, and help more borrowers reach the closing table.
  • About This Handbook
  • Play #1 — Why Mortgage Scores Are Different
  • Play #2 — Before Your Borrower Spends A Dollar
  • Play #3 — The Power Of Credit Card Utilization
  • Play #4 — Charge Off Strategy
  • Play #5 — Collection Strategy
  • Play #6 — Looking Beyond The Lender Report
  • Play #7 — Every Account. Every Time. Opportunities Exist.
  • Play #8 — Real Results. Real Borrowers. Real Impact.
  • Play #9 — Become An Incite Strategies Partner
  • Ready To Refer?
Creditworthy: The Free Trial Series
The first six videos of our online credit course, free, and the map to the rest.
All six Why Credit Matters videos play right here, and the closing lesson maps the rest of the 13-module course.
  • Course Intro
  • What Is a Credit Score, and Why?
  • What Life Decisions Does Your Credit Score Impact?
  • Who Creates a Credit Score?
  • The Laws of Credit Reporting
  • Key Takeaways: Why Credit Matters
  • Keep Going with Creditworthy
Creditworthy
Online video course · $29.99/mo · 1-day free trial · 60 lessons
Incite's complete credit education system at trycreditworthy.com: 13 modules covering every FICO factor, reading credit reports, common credit myths, and a step-by-step guide to creating score boosts. Start with the one-day free trial, and ask us about the 30 percent discount code for clients you refer.
Breaking Down Credit Barriers
Online video course · $29.99 · 3 hours · OnlineEd
Created by Incite Strategies and delivered through OnlineEd: practical credit education for lending professionals. How credit scores are calculated, FICO vs. VantageScore, reading credit reports with confidence, and the impact of payment history, utilization, collections, inquiries, and account age. Self-paced, available for 365 days after enrollment. This is a non-credit course and is not for license renewals.
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